Terms and Conditions

Effective Date: December 30, 2025

1. Agreement to Terms

By accessing and using the Economic Digest website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Use of Services

Our services are provided for informational purposes only. You agree to:

• Use our services only for lawful purposes
• Not reproduce, distribute, or create derivative works without permission
• Not attempt to gain unauthorized access to our systems
• Not use automated systems to access or collect data from our website
• Provide accurate information when subscribing to our publications

3. Intellectual Property Rights

All content on the Economic Digest website, including text, graphics, logos, and images, is the property of Economic Digest or its content suppliers and is protected by copyright laws.

4. Subscriptions and Payments

When you subscribe to our publications:

• You agree to provide accurate billing and contact information
• Subscription fees are non-refundable unless otherwise stated
• We reserve the right to change subscription prices with notice
• You can cancel your subscription at any time according to our cancellation policy

5. Content Disclaimer

The information provided on Economic Digest is for general informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of the content. For more information, see our Disclaimer.

6. User Conduct

You agree not to:

• Post or transmit any harmful, threatening, or offensive content
• Impersonate any person or entity
• Interfere with the proper functioning of our website
• Violate any applicable laws or regulations
• Infringe on the rights of others

7. Limitation of Liability

To the fullest extent permitted by law, Economic Digest shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.

8. Indemnification

You agree to indemnify and hold harmless Economic Digest from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

9. Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites.

10. Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

11. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this page. Your continued use of our services constitutes acceptance of the modified terms.

12. Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users or our business interests.

13. Governing Law

These Terms and Conditions are governed by the laws of Ontario, Canada, without regard to its conflict of law provisions.

14. Dispute Resolution

Any disputes arising from these terms shall be resolved through binding arbitration in Toronto, Ontario, Canada.

15. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.